One Lucky Girl

money matters… | Jul 18th 2009

My debts as of July 18:

Chase $4109+ 2400 = 6509

Discover $3000

TOTAL $9509

I am so screwed. Chase sucks. I am going to pay the debt with $2400 first and then I should get some money from my mom (repayment from the money I loaned her) totaling to $5000. I am hoping so much she is going to pay me back. That would be a big substantial help.  That would reduce my debt to below $5000. And that would make it easier for me to pay off.

At the same time, we are trying to save money as well. I am just so bummed right now. Our saving is up to $4300 now. In 2 more weeks, that saving is going to go up to $5000 or $5300. Then in a month should be either $5750 or $6000. We do have a lot to sacrifice though, I admit. I have to start cooking more often. I have to prepare dinners at home.

Saving money is not easy. I hate that mom is borrowing money for me while she is paying my sister $400 every month so she could pay rent in her nicer apartment, while she is not working. That doesn’t make any sense. She and her husband are building a condo somewhere and they are waiting on it to be built and in the meantime they live on one income. But they don’t have enough money to rent a bigger apartment so she asks my mom for more money each month. So my mom gives her money each month. I don’t get it. I thought once you are married, you are supposed to be on your own???? I want to say something but we’re thousand miles away. And my mom is not going to listen because apparently she likes it when someone asks her for money. It gives her more power and control over that person. So, a leech and a blood donor. What a combo.

I love my family so much except the fact that everyone is asking my mom for money. Everyone. Except me.  And when my mom calls me, she always says, I am sorry I can’t pay the money I loaned from you yet but I promise I will pay soon. Then we would talk about something else and before she hungs up, she says, if you need money let me know. Ummm, yeah how about you just return the $5000. That would be nice. Then I wouldn’t in debt so much.

I am thinking my family thinks I live in a mansion with nice cars parked outside and a swimming pool in the back. Have you seen my house? Crappy little fixer upper we bought 4 years ago and we haven’t even fixed the kitchen or bathroom yet. We have no kitchen. It’s just a makeshift kitchen that we make so we can cook at least. I have cooking in that stupid little corner in the back of the house. I hate it. In fact, I wish so much we had never bought this crappy house and had waited until now to buy a house. We could have bought a gigantic mansion for the money we paid for this crappy house. But I am sure God has a different plans for us. I guess life is not always about daisies and lilies.

I want more money. I hate my job. I have not enough savings. And too much in debts. My life sucks.


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